All persons accessing this site and any site associated with this site
agree to observe and abide by any and all acceptable use policies
established by any Internet Service Provider or other Host or Service
Company hosting or publishing this site.  Further, persons accessing this
site and any site associated with this site agree to observe and comply
with all applicable laws, rules and regulations pertaining to the lawful
use, viewing, and linking to this site and any associated sites.  

E-mail and online messages sent to FLD are not secure or encrypted. If
you choose to send an online message or an e-mail message to FLD,
FLD may retain the content of your message or e-mail, your e-mail
address, and any response by FLD.  All of these materials shall become
the property of FLD.

FLD may use any of the above materials provided by you for our own
proper purposes, but FLD will not sell, rent or exchange Information to or
with third parties.

The materials contained on this site and any site associated with this site
do not constitute legal advice or a promise or representation of the
outcome of any particular matter.  You are advised to consult with your
own legal and tax advisors.

FLD reserves the right to modify these terms and conditions at any time.
Continuing to access this site or any associated site constitutes your
acceptance of any modification to the terms and conditions in effect at the
time of your access. No modification or attempted modification of these
terms and conditions by you shall be binding on FLD.

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Terms and Conditions of Use

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